GOVERNMENT WEBSITES

Government loan programs offer great opportunities for many consumers in many regions across the country, especially first-time buyers and veterans. The following websites are likely one of the first of many sites potential home buyers visit during this process:

HUD.Gov is the official website for the U.S. Department of Housing and Urban Development (H.U.D.) This site lists HUD homes and provides information for home buyers, including financing options and home buying programs available through the Federal Housing Administration (FHA).

Homeloans.va.gov houses information about government home loan programs specifically for veterans.

SEARCH THE MLS or fill out a HOME REQUEST form.  You will receive properties by email as soon as they become available.

CALCULATORS

Use these calculators to help you figure your mortgage payments and payment schedule, recommend how much house you can afford based on your income, or compare rental costs with the costs of buying a home.

Quick Mortgage Payment Calculator
Quickly determine an approximate monthly loan payment with this Quick Mortgage Payment Calculator.
Mortgage Payment Calculator w/Amortization
Compute your monthly payment amount based on the principal amount borrowed, the length of the loan and the annual interest rate. Estimate your total mortgage payment including property tax, property insurance and PMI (Private Mortgage Insurance).
Household Budget Calculator
This calculator will help you to determine how much house you can afford by allowing you to calculate your mortgage payment along with your entire household expenses.
Mortgage Qualification Calculator
This calculator will help you to determine how much house you can afford and/or qualify for.
Interest Only Calculator
Calculate interest only mortgage payments using this calculator.
Rent Vs. Buy Calculator
This calculator can help you to compare the costs of renting to the costs of buying a home.

Disclaimer: Every home loan is different and the terms of your note or the terms of the loan you are searching for may use a different method of calculating your mortgage payment than the calculators above. This tool is provided purely for comparative reasons and may / may not reflect the actual payments of your loan. It is imperative you consult with a mortgage professional or your existing lender for exact payment figures. We are not responsible for any typographical errors, omissions or mistakes. Not every applicant qualifies nor is every program available for each unique borrower.